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Cosmetic surgery is most often what is called “elective” surgery. This means that it is a non essential procedure not being performed to prevent or treat a life threatening situation. For this reason, most medical insurance policies will not cover cosmetic surgery procedures. Surgery is not cheap and in the past many people could not afford to have the cosmetic surgical enhancements that they desired. The good news is that a new industry has emerged to fill the gap for those who desire cosmetic surgery but can’t immediately afford it. Medical finance companies are now offering a variety of payment plans that will allow a patient to undergo cosmetic surgery and then pay for it over a period of several years by making monthly payments. Cosmetic surgery financing is opening up this type of elective surgery to a much wider costumer base which benefits both cosmetic surgery physicians as well as patients. Remember, always consult only a licensed physician or medical care facility before undergoing any medical procedure.